WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Short Term Payday Loans up to £1000 with a quick payout!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £400 for 3 Months
Interest Rate 292% pa (fixed)
Interest £152.48
Three Repayments of 139.16
Total Repayable £417.48
Minimum 1255%APR
Maximum 1698.1%APR
To repay in full byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?


Representative 1270%APR

Representative Example

Amount of credit £250 for 3 months
Total amount payable £379.44 (3 Months)
Interest rate 292.25% (fixed)
Interest £129.44
Representative Example as at 27/06/2017

Price Comparison

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Why choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

Instant Loans Information

Short term payday loans are short term loans that are intended to last only until the borrower's next pay date. They are meant to cover an unforeseen circumstance for things like covering the cost of fixing your car, fixing a boiler or household repairs.

Short term payday loans usually range from £100 up to £400 for anywhere between 7 days up to 35 days. These loans are usually paid back, on your next pay date although some lenders will let you choose your repayment date up to the 35 days.

How does a PiggyBank short term payday loan work?

PiggyBank Instalment does not offer short term payday loans but offers loans from 3 months to 5 months of up to £1000. Rather than fix the repayment to when you get paid, you can choose your repayment date. If you have had an unforeseen circumstance that you need to cover, then all you need to do is select your loan amount of up to £1000 and choose a loan term from 3 months to 5 months which can be paid back in weekly, fortnightly or monthly repayments. Read more about how it works.

Once you have selected your loan amount and loan term, fill out the one page application and then PiggyBank will check your details. If you pass all of the checks, we aim to pay out within an hour. In some circumstances we may need to check a few further details. You can find out more by reading the FAQ’s.

When should I apply for a loan?

You should only apply for short term payday loans if you have had an unforeseen circumstance that requires money immediately to resolve the issue and you can pay it back on your next pay day. You can apply for a loan here. If you are struggling financially then you should seek help from the Money Advice Service at moneyadviceservice.org.uk or alternatively the Step Change Debt Charity service at www.stepchange.org.

Call Us

0800 206 1560

General Help






We're available:

8AM - 6PM
8AM - 4:30PM
9AM - 1PM

Monday - Thursday

Am I Eligle for a PiggyBank Loan?

You will need to satisfy the following criteria to be eligible to apply for a loan with us:


Have a mobile phone.


Not be bankrupt, on an IVA, in a debt management plan, or have had a CCJ in the last 12 months.


Be over 18 years old.


Be employed and working at least 16 hours a week.

Bank Account

Have a UK bank account and debit card.