WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

Instant Loans of up to £1000 with a quick payout!

I'd like to borrow
I'll repay inover
14 days
on the
  • Feb 99th 9999 £999.99
Borrowing £400 for 3 Months
Interest Rate 292% pa (fixed)
Interest £152.48
Three Repayments of 139.16
Total Repayable £417.48
Minimum 1255%APR
Maximum 1698.1%APR
To repay in full byTo repay in full by:

This is a bank holiday, are you sure you can repay on this date?


Representative 1270%APR

Representative Example

Amount of credit £250 for 3 months
Total amount payable £379.44 (3 Months)
Interest rate 292.25% (fixed)
Interest £129.44
Representative Example as at 27/06/2017

Price Comparison

Compare different lenders on a Financial Conduct Authority approved price comparison website. We use allthelenders.org.uk

Why choose PiggyBank?

  • Direct Lender
  • No Payout Fee
  • No Hidden Costs
  • Fast Online Application
  • Multiple Repayment Options
  • 100% UK Based
  • Fully Authorised by the Financial Conduct Authority

Instant Loans Information

In today's world, consumer’s expectations are increasingly about the here and now. If we order something on Amazon we want it now. If we contact a customer service department we want a resolution quickly. We want to use contactless cards to make instant payments and we no longer wait to buy a newspaper to get our information. The same goes for Instant loans. We want the ability to make an application for a loan and to get a decision almost instantly.

An instant loan isn’t a loan you can obtain in a few seconds like the name would suggest. All responsible lenders should be conducting the same checks to ensure that a customer is not being put in financial difficulty and these can take a little while. An application for a loan with PiggyBank instalment loans will take a few minutes to complete and once we have performed the necessary checks and you have been approved, the money you require could be in your account within an hour. Our loans are designed to help you cover an unforeseen circumstance such as a car repair bill, a higher than expected bill or a home repair bill.

How does a PiggyBank Instalment Loan work?

At PiggyBank instalment loans, we have made the process as simple as possible to make it easy for you to apply for an instant loan. Our loans are 100% online, transparent, responsible and simple. You can apply for a loan 24 hours a day 7 days a week, 365 days a year. We do not have endless forms for you to fill out. We have one application form where we ask for your personal details, your employment information, your address history, your income and expenditure and your banking information. We will use this information and run credit and affordability checks. If we do not require any more information and we approve your loan, it could be in your account within an hour.

Call Us

0800 206 1560

General Help






We're available:

8AM - 6PM
8AM - 4:30PM
9AM - 1PM

Monday - Thursday

Am I Eligle for a PiggyBank Loan?

You will need to satisfy the following criteria to be eligible to apply for a loan with us:


Have a mobile phone.


Not be bankrupt, on an IVA, in a debt management plan, or have had a CCJ in the last 12 months.


Be over 18 years old.


Be employed and working at least 16 hours a week.

Bank Account

Have a UK bank account and debit card.