WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

How It Works

PiggyBank instalment loans offer a very simple process to ensure we can help you in the most transparent, responsible way.

I'd like to borrow
I'll repay in
10 Days

Choose Loan Amount

All you need to do is select your loan amount from £200 up to £1000 using the slider and choose your loan duration which can be from 3 months up to 5 months. You can then see exactly how much the loan will cost you and the amount of each instalment repayment and the date it is due.

Step 1: Your Details

Step 2: Your Finances

Complete Your Application

The application form is simple to complete and will only take a few minutes. As well as your personal information, we will ask you for your employment information, bank details and your income and expenditure.

Get Your Money

Once you have completed your application we will assess the information you have provided and if you are approved we aim to pay out your loan within an hour. If we need more information then we will let you know. If you have been unsuccessful we may still be able to help. Click here for more information.


To apply for a loan with PiggyBank you will need to meet the following criteria:

Have a Mobile

As part of the application process we will send you a mobile pin and so we must have your mobile number. It is also a great and simple way to keep in touch.

Be a UK Citizen

To get a PiggyBank instalment loan you must live and work in the UK.

Be 18 or Over

You must be an adult to obtain a loan from PiggyBank Instalment Loans.

Be Employed

We can only lend money to customers who are in employment and working at least 16 hours a week.

Have a Bank Account

In order to verify you, to pay the money to you and to collect your repayments we will need your bank details.