WARNING: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk

About Us

PiggyBank Instalment loans were created to serve the short term unexpected needs of the public.

We're Here to Help

We can budget to cover all of our expenses but if an unexpected expense comes up, we don’t always have the necessary funds to cover it. That’s what PiggyBank are here for. Our responsible, online, transparent and simple service is designed to help you cover an unforeseen expense.

How We're Different

We are different to the traditional payday loan because we know that it is not always possible to repay a loan on your next payday. That is why our loans can be taken out anywhere from two months to five months and you can borrow between £200 and £1000. All of our loans are subject to credit and affordability checks and they are completely transparent so that you know how much your loan will cost and when you are due to pay it back.

Launched in 2012

We began our journey in 2012 with the aim to provide transparent, fair and responsible short-term loans. We believe that your previous credit history should not be a barrier to accessing financial products.

The Best

PiggyBank aims to be a lender for everyone in the UK. We are constantly innovating and learning from and using the best companies in the world as a benchmark.

Customers First

Serving customers are what we do and we are constantly improving everything we do so that we can help more customers cope with unexpected expenses.

Growing Strong

We are a rapidly growing company working in a growing market. We want to be there when our customers need us and we continually work to provide the best service we can.

100% Online

We operate a completely online process. We know that the vast majority of our customers have a smartphone and we use technology to ensure that 100% of the process can be completed online with no need for phone calls.


We are an innovative, forward thinking company, with the ability to move quickly with the ever changing markets. We aim to make our customer’s journey the most simple, transparent and efficient process possible.

The PiggyBank Philosophy


The price of greatness is responsibility.

Being a responsible lender is key to what we do and what allows us to help customers. We want to be a lender for everyone, but that does not mean everyone should or will get a loan. We only want to lend to customers who are able to repay their loans and we never want our customers to suffer financial difficulty. To do this we run credit and affordability assessments as part of the loan application process. We will also ensure we contact you before your payments are due as part of our unique treating customers fairly prepayment process. You can read about it here.

More About PiggyBank


Anytime. Anywhere.

You can apply for a PiggyBank loan 24 hours a day, 365 days of the year, on your phone, laptop, desktop or tablet. You can also contact PiggyBank on the phone, by email, on Facebook, Instagram and twitter.

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We’re an open book.

Being transparent is at the heart of everything we do. That is why we let you choose how much you want to borrow and how long you want the loan for. Using the slider you will be able to see how much the loan will cost including the interest for the length of time that you will need it. It shows you exactly when you have to pay the loan back and how much on each instalment.

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Easy as 1,2,3.

We have enough complicated things in our lives, we don’t want finance to be one of those things. That is why we strive to make everything at PiggyBank as simple as possible. From obtaining a loan, all the way too frequently asked questions. Everything you need is readily available and if you need more help you can contact by phone, email or even FaceBook.



We may be an online company but it is our customers that count every time. Everything that powers the PiggyBank online platform has a human behind it. Technology is an aid to providing the best possible service to our customers.